E. Money is used to pay us for our work. Why do millions of adults get up every morning and go to work? Whether they love their job or not, most do so because that work generates money. People are paid to exchange their time and skills in a work setting because they will get paid. THInk AbOUT IT: Lead your students as they begin page 11 of the Journal. Discussion questions: • As a teen (or young adult), how much money do you think you should make an hour at a part-time job? • Do you think all jobs for teens (or young adults) should pay the same money? • How much money do you think you should make in a day when you are an adult? What do you base these amounts on: productivity, education, type of work, benefit to society? Explain. • Do you think all adults should make the same amount of money? Why or why not? • Would you rather have your ideal job or earn more money? F. Money secures our future. There are no guarantees when it comes to our future. However,moneyisoftenseenassecurityamongalltheotherunknown possibilities that lie ahead of us. In the future, when we face health issues, family problems, natural disasters, and any number of other unfortunate circumstances, money will give us the flexibility and capability to handle those setbacks. Also, money and income are not stable over a lifetime. Most people make more money as adults than when they were young or in their retirement years. Many people hope to stop working someday and retire. But retirement takes planning, since not much new money will come in once you retire. THInk AbOUT IT: Lead your students as they finish page 11 of the Journal. Discussion questions: • What might happen to you in the future that would require money? • What is the most expensive challenge you think you might ever face? How can you prepare for that? • If you didn’t have the money to meet your needs, who or where would you go to for help? • List five options that people may or may not have, depending on how much money they have. 4. Teens need to be aware of how money affects relationships and how relationships can affect the way you manage your money. Money issues aren’t always strictly about dollars and cents. Money can represent different things to different people. For example, money may represent security to one person and freedom to another. It can be associated with strong emotions such as love, fear, anger, and acceptance. Regardless of your age, your race, or how much money you make, financial issues are one of the most common sources of conflict in all relationships. As a teen, you face these issues too! For example, if your friend wanted to go to an expensive 21-22 LESSON 1 | WHY DOES MONEY MATTER? | 5 COPYRIGHT © 2011 BY THE DIBBLE INSTITUTE